ANOC vs. Non-Renewal: Only a Plan Exit Opens Federal Medigap Rights
Your Annual Notice of Change lists 2027 shifts if your plan continues—but a routine ANOC does not unlock Medigap without health questions.
If Your Medicare Advantage Plan Leaves for 2027: What OR and WA Members Should Do Now
Carrier exits for 2027 are already in the news—including Providence Health Plan’s reported wind-down in Oregon and Washington.
Before AEP: Match Your Meds to the Formulary—Not Just the Premium
For 2026, Part D’s annual out-of-pocket cap is $2,100—but only spending on covered formulary drugs counts toward it.
Medicare Advantage Networks Shift—Confirm Your Doctors Before You Lock In
Unlike Original Medicare plus Medigap, most Advantage plans steer non-emergency care to in-network doctors and hospitals.
Don't Toss Your ANOC: What to Check Before Medicare Open Enrollment
If you have Medicare Advantage or Part D, your Annual Notice of Change should arrive by September 30 — and it's not junk mail.
Medigap Birthday Rule: How Idaho and Oregon Let You Switch Without Health Questions
Unlike Medicare Advantage's fall Open Enrollment, Medigap has no federal annual switch window — unless your state does.
When to compare Medicare Advantage and Medigap side by side
Advantage and Supplement plans solve different problems. Use this side-by-side before Annual Enrollment if your doctors, travel, or budget have changed.
Your Annual Notice of Change is arriving. Here is what to check before October 15.
Medicare Advantage and Part D plans must send the Annual Notice of Change by September 30. Use this checklist to see whether next year’s costs, doctors, and prescriptions still fit.
Five Medicare terms to know before Annual Enrollment
AEP, ANOC, formulary, out-of-pocket maximum, and network. Learn the five words that decide whether your current plan still fits.
These articles are educational and are not a policy, quote, recommendation, or official CMS publication. Plan names, premiums, networks, and benefits vary by county and can change. CDA Insurance LLC is an independent agency, not connected with the U.S. government or the federal Medicare program.